About 50% of people will say it's a miracle while the other 50% will say it's useless. Read these papers yourself and find out where you stand. Late funds affect reporting, says Bird DDA Watch By law stipulated thereof in the DSIP administrative guidelines ; DSIP funds must be spent , acquitted then submit remittance for new funds , DSIP funds are NOT for savings ,no . PM reaffirms fairness and transparency in DSIP and PSIP funds Post Courier